Terms of Use

Advizzy, Inc. (“Advizzy,” “us” or “we”) and our services are made available through the websites on which a link to these Terms of Use (the “Terms”) is displayed, including www.Advizzy.com (collectively, the “Apps,” together with the Site, the “Service”).

PLEASE READ THESE TERMS OF USE BEFORE ACCESSING, BROWSING, OR OTHERWISE USING THE SITE

Your access to, and browsing, review, and use of the Site is subject to these Terms and any applicable laws. By accessing and using the Site, you accept these Terms, without limitation or qualification. If you do not agree to the Terms, do not use the Site. If, at any time, any part of the Terms is no longer acceptable to you, immediately terminate your use of the Site.

1. RIGHT TO CHANGE, MODIFY OR DELETE TERMS We reserve the right to change, modify, add or delete portions of the Terms at any time, without prior notice. Please keep reviewing the Terms periodically for changes. Your continued use of the Site will mean that you automatically accept such changes and/or deletions.

2. PRIVACY Please refer to the Privacy Policy for information regarding Advizzy’s collection, use, and storage of users’ information.

3. ACCOUNTS To access some features of the Service you are required to register for an account. When you register for an account, you may be required to provide us with some information about yourself (such as your e-mail address or other contact information). You agree that the information you provide to us is and will be accurate and up-to-date at all times. When you register, you will be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password. By registering for the Service, you agree that (i) you will not create more than one personal profile; and (ii) if we disable your account, you will not create another account without our permission. You agree to accept responsibility for all activities that occur under your account. If you have reason to believe that your account is no longer secure, then you agree to immediately notify us through our contact form.

4. PLATFORM

a. Service. Advizzy may offer a platform through the Service to help users locate information on a variety of topics and help users seek professionals, such as third party experts, advocates, and advisors (collectively, “Advisors”), who can later provide them with advisory or other services (the “Ask an Advisor Platform). We may also create and maintain a directory of such Advisors to help users to locate and identify an Advisor (or other services). Advizzy may also provide discussion forums, bulletin boards, review services or other forums (the “Interactive Areas”) in which you and other third parties may post questions. If Advizzy provides such Interactive Areas, you are solely responsible for your use of such Interactive Areas in compliance with the Terms hereunder and you shall use them at your own risk.

b. Legal Disclaimer. This site provides access to general advice only. The third party advice provided on this platform does not replace professional medical, legal, financial, real estate, or any other type of advice. Do not rely on any information or advice on this site in place of seeking professional advice specific to your situation. LICENSED ADVISORS ON THIS SITE PROVIDE INFORMATION IN THEIR OWN INDEPENDENT CAPACITY AND USERS ARE RESPONSIBLE TO VET THE CREDENTIALS OF THE ADVISOR. USERS SHOULD USE ANY ADVICE AT THEIR OWN DISCRETION.

c. “Posting an inquiry”. The platform allows you to submit a question and users plus Advisors will provide advice in their own independent capacity. Once we receive your question, one or more users may choose to respond to your question.

d. Users. Advizzy may allow you to request a consultation with or otherwise contact specific Advisors of your choice. When you request a consultation with or contact specific Advisors of your choice, the requested Advisor may then contact you directly with regard to your request. Advizzy has no control over the means by which the Advisor may contact you.

e. Advisors. Your contact with, or use of an Advisor contacted through the Service, may create a special relationship between you and your selected Advisor, but does not create any legal relationship between Advizzy and you except under these Terms. Advisors provide information that Advizzy does not verify, validate or confirm. Advizzy does not endorse any particular Advisor and cannot guarantee the quality or reliability of any services provided by any Advisor. Advizzy cannot perform a check for conflicts of interest between you and an Advisor.

f. Your Information. Your decision to make available any sensitive or confidential information to any Interactive Area or Advisor is your sole responsibility and at your sole risk. Advizzy has no control and makes no representations as to the use or disclosure of such information provided to third parties, including Advisors.

5. SUBSCRIPTION FEES Access to the Service, or to certain features of the Service, may require you to pay fees. Before you are required to pay any fees, you will have an opportunity to review and accept the applicable fees that you will be charged. All fees are in U.S. Dollars and are non-refundable. If Advizzy changes the fees for the Service, including by adding additional fees or charges, Advizzy will provide you advance notice of such changes. If you do not accept such changes, Advizzy has the right to discontinue providing the Service to you. Advizzy will charge the payment method you specify at the time of purchase. You authorize Advizzy to charge all sums described herein to such payment method. If you pay any applicable fees with a credit card, Advizzy may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase. Advizzy may also be paid by an Advisor.

6. USER CONTENT. a. General. You are prohibited from using negatively impacting language, profanity, racism, or any communication that would harm another user on our platform. Certain features of the Service may permit users to post content, including text messages, online messages, reviews, photos, video, images, folders, data, text, and other types of works (collectively called, “User Content”) and to publish User Content on the Service. You retain copyright and any other proprietary rights you hold in the User Content that you post to the Service.

b. Limited License Grant to Advizzy. By posting User Content, you grant Advizzy a worldwide, non-exclusive, royalty-free right and license (with the right to sublicense) to host, store, transfer, display, perform, reproduce, modify, and distribute your User Content, in whole or in part, in any media formats and through any media channels (now known or hereafter developed). Any such use of your User Content by Advizzy may be without any compensation paid to you.

c. Limited License Grant to Other Users. By posting and sharing User Content with another user of the Service, you hereby grant that user a non-exclusive license to access and use such User Content as permitted by these Terms and the functionality of the Service.

d. Representations and Warranties. You are solely responsible for your User Content and the consequences of posting or publishing User Content. By posting and publishing User Content, you affirm, represent, and warrant that:

i. You are the creator and owner of, or have the necessary licenses, rights, consents, and permissions to use and to authorize Advizzy and users of the Service to use and distribute your User Content as necessary to exercise the licenses granted by you and in the manner contemplated by Advizzy and these Terms;

ii. Your User Content, and the use thereof as contemplated herein, does not and will not: (a) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; or (b) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person.

e. Content Disclaimer. We are under no obligation to edit or control User Content that you and other users post or publish. We do not endorse, represent, or guarantee the completeness, accuracy, reliability or usefulness of any User Content. We expressly disclaim any and all liability in connection with User Content. However, Advizzy may at any time and without prior notice, remove any User Content that in our sole judgment violates these Terms. You understand that when using the Service you will be exposed to User Content from a variety of sources and acknowledge that User Content may be inaccurate, offensive, indecent or objectionable. You agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Advizzy with respect to User Content.

iii. You further acknowledge that Advizzy may review, monitor, edit, control, distribute, refuse to distribute, block access, re-format, alter, distort, delete or remove User Content in order to satisfy any applicable law, enforce our Terms, or protect the rights, property or safety of Advizzy, Advizzy users or any third party in our sole discretion. For additional details on our use of User Content, please review our Privacy Policy for questions regarding User Content and the removal of User Content should be requested through our contact form.

7. Prohibited Conduct. BY USING THE SERVICE YOU AGREE NOT TO:

a. use the Service for any illegal purpose, or in violation of any local, state, national, or international law;

b. violate, or encourage others to violate, the rights of third parties, including by infringing or misappropriating third party intellectual property rights;

c. post, upload, or distribute any User Content or other content that is unlawful, defamatory, libelous, inaccurate or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate;

d. interfere with security-related features of the Service, including by (i) disabling or circumventing features that prevent or limit use or copying of any content, or (ii) reverse engineering or otherwise attempting to discover the source code of the Service or any part thereof except to the extent that such activity is expressly permitted by applicable law;

e. interfere with the operation of the Service or any user’s enjoyment of the Service, including by (i) uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code, (ii) making unsolicited offers or advertisements to other users of the Service, or (iii) attempting to collect, personal information about users or third parties without their consent;

f. perform any fraudulent activity including impersonating any person or entity, claiming false affiliations, accessing the Service accounts of others without permission, or falsifying your age or date of birth;

g. or sell or otherwise transfer the access granted herein or any Materials (as defined in these Terms of Use).

8. THIRD PARTY SERVICES. Advizzy may provide tools through the Service that enable you to export information, including User Content, to third party services. By using these tools, you agree that we may transfer such information to the applicable third party service. Such third party services are not under our control, and we are not responsible for their use of your exported information. The Service may also contain links to third-party websites and services (the “Linked Sites”). Advizzy provides these links as a convenience, but we neither control nor endorse these Linked Sites, nor has Advizzy reviewed or approved the content, advertising, products, services or other materials that appear on the Linked Sites. Advizzy is not responsible for the Linked Sites, including the legality, accuracy or appropriateness of any content, advertising, products, services or other materials on or available from any Linked Sites. You acknowledge and agree that Advizzy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any of the Linked Sites, including the advertising, products, services or other materials available on or through the Linked Sites.

9. COPYRIGHT AND USE OF SITE CONTENT This Site and all the information and data it contains, or may in the future contain, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks, logos, visual interfaces, graphics, design, informational content, computer code (including source code or object code) (collectively, the “Materials”), is the property of Advizzy, and is protected from unauthorized copying and dissemination by Canadian Copyright law, trademark law, international conventions, and any other applicable laws. For trademarks, logos and any information displayed on the site owned by third parties, nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any Materials displayed on this Site, without the prior written permission of Advizzy or such third party that may own the rights of material displayed on this Site.

We does not grant any license or other permission for links or other use of the Site or its Materials if such use or link: (a) suggests that Advizzy promotes or endorses any third party’s causes, ideas, political campaigns, web sites, products or services, (b) copies, displays, disseminates or otherwise uses the Content without the Advizzy’s express written consent, or (c) uses the Materials for commercial purposes. Furthermore, Advizzy does not grant its consent for links to the Site where the linking party engages in any Prohibited Conduct (as described in these Terms of Use). We reserve the right to withdraw permission for any link at any time.

10. RESPONSES TO ONLINE REQUESTS From time to time, Advizzy may offer to provide information or materials via e-mail or otherwise to interested persons. Advizzy reserves the right, in its absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason whatsoever.

11. PROHIBITED CONDUCT You may use the Site for lawful purposes only. You may not upload to, or distribute or otherwise publish through the Site, any Content that is any of the following:

a) is libelous, defamatory, obscene, pornographic, abusive, harassing or threatening, or otherwise objectionable to Advizzy in Advizzy’s sole discretion;

b) contains computer viruses, worms, moles or other contaminating or destructive elements;

c) violates the rights of others, such as Content that infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity;

d) contains any false or misleading statement;

e) contains advertising; or

f) otherwise violates any applicable criminal or civil law. You may not use the Site for any commercial purpose and may not distribute over the Site any solicitation of funds, goods and services.

12. NON-COMPETE You may not use the Site to solicit subscribers to join other online information services that are competitive with the Site.

13. CONTENT MANAGEMENT AND REMOVAL If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any content on the Site, please write to Advizzy using our contact form with a written statement that contains the following information:

(a) an identification of the copyrighted work and/or intellectual property right claimed to have been infringed;

(b) an identification of the allegedly infringing material on the Site that is requested to be removed;

(c) your name, address, and an e-mail address;

(d) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent, or the law;

(e) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed; and

(f) the signature of the intellectual property right owner or someone authorized on the owner’s behalf to assert infringement of the right.

Advizzy will remove any posted submission that infringes the copyright or other intellectual property right of any person upon receipt of such a statement.

14. NON-ENDORSEMENT The Site may contain links to sites on the Internet that are owned and operated by third parties (the “External Sites”). You acknowledge that Advizzy is not responsible for the availability of, or the content or software applications located on or through any External Site. You should contact the site administrator or Webmaster for those External Sites if you have any concerns regarding such links or External Sites.

15. SUBSCRIBER QUALIFICATIONS When registering with or applying to Advizzy you must provide accurate, complete, and current registration information and you agree to provide Advizzy with any updates to that information promptly after such changes occur. You shall be responsible for obtaining communication services, computer equipment and other products or services necessary to access and use the Site. You shall be responsible for all charges associated with accessing and maintaining a connection to the Site including, but not limited to, charges imposed by an Internet service provider, or your local telephone company.

16. REGISTRANT INFORMATION Advizzy does not disclose any registrant information and all personal information is kept confidential and will not be sold. However, Advizzy shall have the right to disclose aggregate information about registrant usage and demographics in a manner that does not reveal the personal identity of any individual registrant. Advizzy shall have the right to send you electronic mail to inform you of changes or additions to the Site, or of any products and services of Advizzy. For additional information, see Advizzy’s Privacy Policy .

17. ACCESS TO AND AVAILABILITY OF THE SITE The Site may become unavailable to you as a result of maintenance, malfunction of computer hardware or software, or for other reasons, and may result in damages to your systems or operations. You shall be solely responsible for ensuring that any information or content obtained from the Site does not contain any virus, worm, mole or other computer software code or subroutine designed to disable, erase, impair or otherwise damage your systems, software, or data.

18. RESTRICTION, SUSPENSION OR TERMINATION Advizzy reserves the right, in its sole discretion, to restrict, suspend or terminate your access to all or any part of the Site at any time for any reason without prior notice or liability and without any obligation to refund any portion of fees paid for any product or service. Advizzy may change, suspend or discontinue all or any aspect of the Site at any time, including the availability of any Site feature, database, or content, without prior notice or liability.

19. DISCLAIMER OF WARRANTIES THE SITE AND THE CONTENT ARE DISTRIBUTED ON AN “AS IS, AS AVAILABLE” BASIS. NEITHER ADVIZZY, THIRD PARTY CONTENT PROVIDERS, NOR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SITE, ANY CONTENT OR ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED THROUGH THE SITE. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NEITHER ADVIZZY NOR ANY PROVIDER OF THIRD PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DOES ADVIZZY, ANY THIRD PARTY CONTENT PROVIDER, OR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTY AS TO THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR THE CONTENT. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 THAT PROVIDES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MIGHT HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

20. LIMITATION OF LIABILITY. UNDER NO CIRCUMSTANCES SHALL ADVIZZY NOR ANY THIRD PARTY CONTENT PROVIDER NOR THEIR RESPECTIVE PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, PAST OR PRESENT OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES ATTORNEYS, LICENSORS OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE AGGREGATE LIABILITY OF THE ADVIZZY ENTITIES TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THE USE OF THE SERVICE IS LIMITED TO THE GREATER OF (I) THE AMOUNTS YOU HAVE PAID TO ADVIZZY FOR ACCESS TO AND USE OF THE SERVICE IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM OR (II) $100.SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF ADVIZZY, THIRD PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

21. INDEMNIFICATION You hereby agree to indemnify, defend and hold Advizzy, and all of its predecessors, successors, parents, subsidiaries, affiliates, and past and present officers, directors, shareholders, investors, employees, agents, information providers, attorneys, representatives licensors and information providers (collectively, the “Company Representatives”) harmless from and against any and all liability, losses, costs and expenses (including attorneys’ fees) incurred by Advizzy or any Company Representative in connection with any claim arising out of any use or alleged use by you of this site or arising out of or in relation to any breach by you of the Terms and conditions, or the representations, warranties and covenants you made by agreeing to these Terms and Conditions. Advizzy reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with Advizzy’s defense of such claim.

22. CHOICE OF LAW, DISPUTE RESOLUTION AND ARBITRATION. a. Generally. The Terms and Conditions shall be construed in accordance with the laws of the Ontario, Canada, without regard to conflict of law principles. In the interest of resolving disputes between you and Advizzy in the most expedient and cost effective manner, you and Advizzy agree that any and all disputes arising in connection with these Terms shall be resolved by binding arbitration. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, may allow for more limited discovery than in court, and can be subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Our agreement to arbitrate disputes includes, but is not limited to all claims arising out of or relating to any aspect of these Terms, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, and regardless of whether the claims arise during or after the termination of these Terms. You understand and agree that, by entering into these Terms, you and Advizzy are each waiving the right to a trial by jury or to participate in a class action. b. Exceptions. We both agree that nothing herein shall be deemed to waive, preclude, or otherwise limit either of our right to (i) bring an individual action in small claims court, (ii) pursue enforcement actions through applicable federal, state, or local agencies where such actions are available, (iii) seek injunctive relief in any competent court of law, or (iv) to file suit in a court of law to address intellectual property infringement claims. c. Arbitrator. Any arbitration between you and Advizzy will be governed by the Canadian Arbitration Association (collectively, “CAA Rules”), as modified by these Terms, and will be administered by the CAA. The CAA Rules and filing forms are available online at www.canadianarbitrationassociation.ca.

23. ENTIRE AGREEMENT The Terms and Conditions constitute the entire agreement between the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter.

24. NO AMENDMENT OR WAIVER The Terms and Conditions may not be amended except in writing signed by both parties and no waiver by either party shall be deemed a waiver of any preceding or subsequent breach or default, unless such a waiver is in writing and signed by an authorized representative of Advizzy.

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